Features
Everything you need to build in regulated markets
Two engines, one platform. FounderCounsel answers the questions. ComplianceOS turns the answers into systematic, auditable action.
Preview the dashboard →Regulatory Q&A with Citations
Ask anything. Get answers grounded in Nigerian and African law with exact section references, not generic advice.
Product Classification Engine
Describe your product. We classify it under SEC Nigeria VASP categories — DAX, DAOP, RATOP, AVASP, and more — and tell you which regulators you need to engage.
Regulatory Letter Analyser
Upload a letter from SEC Nigeria, CBN, or NFIU. Get a plain-English summary, urgency rating, 72-hour action plan, and a draft response.
Live Readiness Score
A 0–100 gauge across 8 compliance dimensions that updates in real time as you complete tasks, upload documents, and tick off indicators.
Smart Compliance Roadmap
A personalised, phase-locked Kanban board. Complete Phase 1 to unlock Phase 2. Each task links to the specific regulatory requirement it satisfies.
Document Generator
Generate 13 regulatory documents in minutes: BWRA, AML/CFT Policy, KYC Tiers Framework, ARIP Operational Plan, Sworn Undertakings, Entity Rules, and more.
ARIP Process Tracker
Navigate the 5-stage ARIP process with stage-by-stage checklists, the 10% customer growth cap monitor, AIP restrictions tracker, and solicitor engagement workflows.
Regulator Relationship Intelligence
Go beyond knowing the rules — learn how to work with regulators. Meeting prep, jurisdiction-specific etiquette, communication templates, escalation protocols, and institutional maturity scoring.
Banking & Partner Readiness
Compliance alone does not guarantee banking access. Klarify prepares your risk profile, institutional due diligence pack, and operational transparency systems so partners say yes.
Navigate the ARIP Process with Confidence
The only compliance platform built around the SEC Nigeria ARIP Framework
- ✓13-document compliance library including ARIP Operational Plan, Sworn Undertaking, and Entity Rules
- ✓10% customer growth cap tracker — monitors AIP compliance automatically
- ✓AIP restrictions monitor — prevents accidental breach of promotional ban
- ✓11-task ARIP application roadmap — from solicitor engagement to AIP receipt
5-Stage ARIP Process
Initial Assessment
Eligibility Notification
Formal ApplicationSolicitor Required
AIP ActiveGrowth Cap Active
Transition
Regulator Relationship Intelligence
Knowing the rules is not enough. You need to know how to work with the people who enforce them.
Prepare for Your Regulator Meeting →What the Engagement Copilot gives you
Meeting Preparation
Pre-meeting briefings on regulator priorities, open enforcement actions, and institutional sensitivities
Communication Templates
Jurisdiction-specific letter templates calibrated for tone, formality, and regulatory etiquette
Response Drafting
Structured, legally neutral responses to information requests, co-operative, not combative
Engagement Timelines
Recommended sequencing: who to engage first, when, and in what order across SEC, CBN, NFIU, and NITDA
"What NOT to Say"
Common mistakes that signal non-compliance or bad faith, avoid them before you walk into the room
Institutional Maturity Scoring
How does your organisation appear to a regulator right now? Score and fix gaps before your first formal meeting
Compliance alone does not open bank accounts.
Being compliant doesn't guarantee a bank account. Klarify prepares you for the institutional due diligence that regulatory compliance alone doesn't cover.
Banking Readiness Score
Assess your profile against the risk criteria Nigerian and international correspondent banks apply to fintech and digital asset companies before opening accounts.
Institutional Due Diligence Pack
Auto-generate the documentation package that banks, payment processors, and institutional partners request, KYC, UBO register, AML policy, source-of-funds narrative.
Risk Profile Optimisation
Identify the exact flags that cause banks to decline or terminate accounts, and fix them before your application, not after rejection.
Operational Transparency Systems
Transaction monitoring documentation, audit trail architecture, and reporting infrastructure that gives partners confidence your controls are real.
The silent killer: 18 months of compliance work. Bank account still frozen. Payment processor offboarded. The compliance was real — it just wasn't designed for a bank's risk appetite.
Your live Regulatory Readiness Score
8 compliance dimensions, weighted by regulatory priority. Updates in real time as you complete tasks.
Critical, Significant gaps identified
Example score at sign-up. Your actual score updates as you complete tasks.
Answer 5 questions to get your real Readiness Score, takes under 3 minutes
Calculate my Readiness Score →See these features at work in your business
Sign up free, complete onboarding in 3 minutes, and start using FounderCounsel and ComplianceOS today.